Answered. Always.
Weekends. Evenings. Holidays. When your contract is on the line, Eddy answers — personally. No queues, no call centers, no voicemail purgatory.
About
The mortgage advisor your banker quietly wishes you'd never meet.
NMLS
277680
Direct Line
(214) 415-9406Profile
Twenty-five years. One advisor. Zero middlemen.
Eddy Foster has spent twenty-five years structuring residential mortgage capital — first inside the largest retail banks in the country, and since 1995 as a licensed mortgage professional. He founded both WallStreet Home Mortgage and Lone Star Home Mortgage, independent brokerages serving clients across Texas, Florida, Louisiana, and Oregon.
He built Lone Star for one reason: the people writing the largest checks of their lives deserved better than a 1-800 number, a junior processor, and a Monday-through-Friday banker who disappears the moment a contract heats up.
As an independent broker, Eddy is not tethered to a single institution's rate sheet. He shops dozens of wholesale lenders on every file — conventional, jumbo, FHA, VA, DSCR, bank statement, asset depletion, foreign national — and structures the loan before it is ever submitted. That is why his approvals are clean, his closings are on time, and his clients keep referring their attorneys, partners, and families.
"When your earnest money is at risk on a Saturday night, a call center cannot help you. I can. That is the entire business."— Eddy Foster
Referral-Only Practice
100% of Eddy's business originates from top-producing real estate professionals and returning clients — never from purchased leads.
Listing agents, buyer's agents, and broker-owners across Texas, Florida, Louisiana, and Oregon route their most discerning clients to Eddy for a single reason: he closes. That same trust compounds with borrowers, who return for their next purchase, refinance, and investment property — and introduce their families, partners, and counsel. It is a practice built entirely on reputation, executed entirely by Eddy.
25
Years in mortgage
4
States · TX · FL · LA · OR
Dozens
Of wholesale lenders
7-Day
Direct response
The Standard
Six commitments. Every client. Every file.
A quarter-century of structuring
Twenty-five years of underwriting instinct. Files are engineered before submission, not patched after a denial. The result: clean approvals, on-time closings.
The independent broker advantage
Unlike a bank or credit union locked to a single rate sheet, Eddy shops dozens of wholesale lenders — securing pricing the retail channel simply cannot match.
Built for the complex file
Self-employed founders, foreign nationals, asset-rich retirees, investors with 10+ doors, jumbo and non-QM. The deals other lenders return — Eddy closes.
Discretion as standard
Your finances are handled with the confidentiality of private banking. One advisor, one secure channel, from first conversation to funded wire.
A relationship, not a transaction
Most clients return for their next purchase — and refer their family. Eddy's book is built on referrals, never lead-buying.